With an unrivalled interest rate of 5.99% fixed for three years, qualifying customers will be
well on their way to feeling the joy and pride of owning their own home with the CIBC
FirstCaribbean Mortgage.

Customers who decide to apply for a mortgage under this offer will receive the additional
benefit of 50% off the commitment fee, which would be “music to the ears” of anyone
building a home, when extra cash always comes in handy. Additionally, pre-approved CIBC
FirstCaribbean VISA credit and debit cards come along with the offer; and of course as with
all CIBC FirstCaribbean accounts, there’s free Mobile, Telephone and Internet Banking
available to help customers keep track in real time of all their accounts.

Country Head, Ladesa James said, “At CIBC FirstCaribbean, we are responsive to the needs
of our customers and we are always looking for ways to introduce tailor-made financial
solutions to help them achieve what matters to them. We are confident that this initiative
will appeal to existing and potential customers who might previously have thought that
owning a home was out of reach, given the impacts of the current economic environment.
We believe this will give hope to a number of them and will provide a boost to a number of
sectors in our community most notably the construction sector, its suppliers and the
considerable workforce within the sector.”

“We are committed to being first for our customers in all markets in which we operate. We
are also committed to contributing to the communities in which we serve. We are therefore
certain that our offer of 5.99% Mortgage Package will assist our customers in realizing their
dreams of owning their own homes,” concluded Ms James.